Life Insurance Learning Center - Ethos Life

Learning center

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Ethos vs Traditional Life Insurance

Confusing paperwork, pushy agents, and weeks of waiting for approval may come to mind when you think about life insurance. Here’s why Ethos is different.

Is Ethos legit?

Yes. Ethos has an A+ rating from the Better Business Bureau and works with some of the world’s most-respected insurance companies—so you know you’re getting a policy you can count on.

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FAQs: COVID-19 and life insurance

COVID-19 has brought on a host of uncertainties. Here are some answers to your biggest questions with COVID and its impact on life insurance.

Life insurance guides

Make sure your little ones are always protected. Life insurance can help cover the costs of college tuition, living expenses, and replace your income if you’re not there.

You’re about to share everything with your partner—including finances, debt, and more. Getting life insurance is an important way you can help protect each other in case the unexpected happens.

A new address often comes with mortgages and other home-related costs. When you’re buying a home, life insurance can help protect your family from facing the burden of these costs if you were to pass away.

Women are far behind men when it comes to owning life insurance—yet their needs are the same. Here’s why life insurance is an important part of every woman’s financial plan.

Advice

When should I buy life insurance?

Life insurance rates increase as you age, making now the best time to buy. Learn how you can lock in your lowest rate by applying today.

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Is your employer-provided coverage enough?

Employer-provided coverage likely offers only a fraction of the coverage you need, making it risky to rely on it as your only form of protection.

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Life insurance or savings?

Both can help protect your family in the event of your passing. But when it comes to planning for the future, should you rely on life insurance or your savings account?

Do both my spouse and I need life insurance?

Here’s an overview of when life insurance can benefit both parties in a relationship, and when you might be able to go without it.

Online calculators

How much life insurance do I need?

Calculate your needs →

How much will it cost?

Calculate price →

Life insurance basics

Life insurance 101

If you’re new to life insurance, it can be overwhelming to sift through all the information out there. Learn the basics and find out what you need to make an informed decision.

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Term vs permanent life insurance

Understand the differences between term and permanent life insurance policies so you can decide which type of policy will best meet your individual needs.

How your life insurance rate is calculated

There are quite a few factors that contribute to your life insurance quote—some that are in your control and some outside of it.

How life insurance claims work

The life insurance claims process can be confusing. Here’s a behind-the-scenes look to help you understand it.

Helpful resources

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