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See how affordable term life insurance can be.

No need to wait around for an agent to call you. Compare quotes and policy options in seconds, then select the plan that works best for you.

Coverage you can trust. Support when you need it.
We're here to help.
Our licensed customer service specialists are here to help you find the right policy. All of our agents are non-commissioned, so you can be confident our advice is unbiased.
You're in good company
Ethos life insurance is rated "Excellent" with 4.6 stars on Trustpilot, and we've been rated A+ by the Better Business Bureau with zero customer complaints.
Backed by giants
We've partnered with some of the industry's largest and most respected companies to ensure the safety and reliability of the policies we offer, including Legal & General America, RGAX, Assurity Life Insurance Company, and MunichRe.
Why Ethos?
Fast & easy process
Unlike the traditional paper process that can take weeks, our application is online and can be completed in minutes.
Price-lock guarantee
We only sell level term life insurance policies, which means your rate is locked in for the entire duration of your term.
Money back guarantee
If you’re not happy with your policy in the first 30 days, we will refund your payment in full—no questions asked.
Flexible options & cancel anytime
With coverage ranging from basic needs to more comprehensive expenses, we offer a variety of flexible policies you can adjust or cancel at no cost to you.
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