Compare 10 Year Term Life Insurance Plans

With Ethos, you can apply for a term length that gives you the coverage you need, with terms ranging from 10 to 30 years.
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How much a 10-year term can cost

Example monthly premiums for a healthy 40-year-old male and female. Ranging for $20K to $1.5M in coverage, Ethos can provide as much life insurance coverage as you need at an affordable rate. 10 year life insurance premiums can cost as little as $26 a month for a $500,000 term policy depending on health, age, and several other factors.

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Life insurance protects the ones you love most

Your life insurance policy secures your family’s financial future and can help cover living expenses, debt, mortgage payments, education, and more. Enjoy the piece of mind that your family's long-term stability can be secured with the protection of a death benefit from Ethos.

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Who can benefit from a 10-year term?
A 10-year term life policy can be a great option because it’s a seriously affordable way to protect your family for 10 years. When it comes to choosing your term length, a 10-year term might be perfect for you if:
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You have pre-teen children
If you have children who are around middle school age, a 10-year term life insurance policy can provide coverage through their college years and last until they are no longer dependents.
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You’re close to retirement
If you’re planning on retiring within the decade, a 10-year term policy can give you extra peace of mind while you’re still working. Your coverage could be used by your loved ones to replace your income should the unexpected happen.
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You’re close to financial independence
If you’re close to paying off your home mortgage or other debt, a 10-year term may be just the coverage you need when you’re in the final stretch of becoming financially independent.
Why thousands of Americans choose Ethos
Ethos makes it easy to apply for life insurance that’s tailored to your budget and coverage needs. Customers choose Ethos because we offer affordable rates and help you find the right coverage for you. With Ethos, you don’t need to talk to any agents to apply but if you need, our team of licensed agents is ready to help you with anything.
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Fast, easy, free application
Our straightforward online application can be completed in minutes—without confusing paperwork or phone calls with sales agents.
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Affordable, personalized coverage
We offer a wide variety of coverage options to fit your budget and give you the coverage you actually need.
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Honest advice, non-pushy agents
You don’t need to talk to an agent – unless you want to. Our agents are experts in finding you the coverage that best suits your family’s needs.
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Cancel easily
If you change your mind within the first 30 days of activating your coverage, we’ll refund your payment in full. And with Ethos, you can cancel your policy anytime with no extra fees.
Instant life insurance coverage
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Used for estimate only.
Explore your options
Adjust the coverage amount and term length to find a plan you like. Then apply online (with no obligations) and get your real rate.

The estimated monthly rate for this policy is:

Coverage amount
Term length
10 years
Please note that all prices quoted are subject to change, including due to underwriting.