Graded death benefit
This policy comes with a graded death benefit, which means that if you suffer a non-accidental death within the first two years of coverage, your beneficiaries will get 100% of the premiums you paid, plus 30%. If death occurs after two years, then the total amount of your coverage is paid, minus any outstanding policy loans, regardless of the cause of death.
Help the whole way
Before you buy this policy, Ethos is available to help you with any questions you may have via phone, email, text, and chat.