Graded death benefit
This policy comes with a graded death benefit, which means that if you suffer a non-accidental death within the first two years of coverage, your beneficiaries will get 100% of the premiums you paid, plus 30%. If death occurs after two years, then the total amount of your coverage is paid, minus any outstanding policy loans, regardless of the cause of death.
AAA Life: An ‘Excellent’ carrier
We work with AAA Life to offer this insurance. AAA Life has an ‘Excellent’ rating from A.M. Best and has paid out more than $3 billion in claims over 50 years.
Help the whole way
Before you buy this policy, Ethos is available to help you with any questions you may have via phone, email, text, and chat. Once you buy this policy, you’ll become a AAA Life customer and you can reach their support team Monday-Friday from 8am–8pm ET, and on Saturdays from 11am–3pm ET.