Looking for $500K in coverage?
Ethos makes it easy to customize your life insurance coverage to fit your needs. With coverage ranging from $100K to $1.5M, you can get a policy that covers your family and fits your budget.
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How much coverage do you need?
Debt + Income + Mortgage + Education= Total

$500K in coverage can go a long way towards protecting your family should something unexpected happen to you. Many experts recommend having at least 10X your annual salary in coverage. You can also use the DIME formula as a starting point in calculating your life insurance needs. DIME is an acronym for Debt, Income, Mortgage and Education.

  • Debt -Total monetary value of all debt (student loans, credit cards, etc.)
  • Income - Income replacement for needed years ($50,000 salary x 10 years = $500,000)
  • Mortgage - Mortgage balances or housing costs
  • Education - Anticipated amount of funds to pay your child’s tuition
Why thousands of Americans choose Ethos
Ethos makes it easy to apply for life insurance that’s tailored to your budget and coverage needs.
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Fast, easy, free application
Our straightforward online application can be completed in minutes—without confusing paperwork or phone calls with sales agents.
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Affordable, personalized coverage
We offer a wide variety of coverage options to fit your budget and give you the coverage you actually need.
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No pushy agents or hidden fees
Our team of agents is salaried, so you don’t have to worry about dealing with commissioned sales agents.
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Cancel easily
If you change your mind within the first 30 days of activating your coverage, we’ll refund your payment in full. And with Ethos, you can cancel your policy anytime with no extra fees.
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See estimated prices for $500K in coverage.