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Get a quote
See a range of personalized price estimates in seconds.
This tool is intended for estimation purposes only. Please reach out to our support team for specific questions.
How do you identify?
When is your birthday?
What is your zip code?
How is your health?
Do you use nicotine products? (Tobacco, cigarettes, etc.)
This tool is intended for estimation purposes only. Please reach out to our support team for specific questions.
Your personalized quote
Adjust the coverage amount and term length to find a plan you like. Then apply online (with no obligations) and get your real rate.
This tool is intended for estimation purposes only. Please reach out to our support team for specific questions.
The estimated monthly rate for this policy is:
From
To
Coverage
$500,000
 
 
 
 
Term Length
30 years
 
 
 
 
Your answers
How do you identify?
When is your birthday?
What is your zip code?
Do you use nicotine products? (Tobacco, cigarettes, etc.)
How is your health?
This tool is intended for estimation purposes only. Please reach out to our support team for specific questions.
FAQs
FAQs
What happens next?
After you select your coverage, you can apply in about 10 minutes online. Most people don’t need a medical exam, but if you do we’ll let you know. It’s always convenient, easy, and free.
Is the application binding?
Not at all. It’s free and you can withdraw at any time, with no fees. Plus, you can make more adjustments to your coverage after you apply, before anything is finalized.
Is this quote my final price?
No—this quick quote calculator gives you an estimate of what term life insurance coverage could cost for you. You’ll get your real rate when you apply and your application is approved. With Ethos, the application is always free.
Who can apply?
All U.S. citizens ages 20-65 are welcome to apply. Ethos is licensed and operates in every U.S. state and the District of Columbia, excluding the state of New York.
Will I be stuck with the coverage I applied for?
No. After your application is approved, you can make adjustments so that you get the coverage you need at a price that works for you. A licensed Ethos expert will reach out to help you make sure you’ve got your bases covered.
Is the application really free?
Yes! The application is free for everyone. Even when your application is approved, you won’t pay anything until you choose to accept your coverage. You’ll have plenty of time to decide, and our team of licensed experts can help you along the way.
Will applying affect my credit score?
Nope! We only run a soft credit check, so applying will not hurt or impact your credit score in any way.
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