Unlike the traditional paper process that can take weeks, our application is online and can be completed in minutes.
Get an instant quote
Before you apply, get an instant, personalized quote with several flexible policy options to choose from. You can customize your coverage amount and term length to match your needs.
Apply in minutes
After you choose your plan, complete our online application. It’s simple, straightforward, and it only takes about 10 minutes. We only ask what we need to know to evaluate your application.
Our underwriters will review your application and send you your options. A licensed agent will reach out to review your coverage plan with you and answer any questions.
Apply in 10 minutes
Take the first step towards protecting your family’s financial future with an instant, personalized quote.
Built for you
We built Ethos with flexible features so your needs always come first.
You may cancel your policy whenever you want to, for any reason. No questions asked.
If you’re not happy, we will refund your money within the first 30 days. No muss, no fuss.
Your price is locked in. It does not increase if your health changes or as you age.
Learn more about life insurance
This life insurance guide can help make it easier to understand the basics about how life insurance works, types of coverage available, why you need it, and how to go about choosing a plan that’s right for you.
Answer a few questions about yourself to get an estimate for a term life insurance policy. We'll provide estimates based on the amount of coverage you want, the length of time you want your policy to last, and your health and lifestyle.