Before you apply, get an instant, personalized quote with several flexible policy options to choose from. You can customize your coverage amount and term length to match your needs.

After you choose your plan, complete our online application. It’s simple, straightforward, and it only takes about 10 minutes. We only ask what we need to know to evaluate your application.

Our underwriters will review your application and send you your options. A licensed agent will reach out to review your coverage plan with you and answer any questions.

You may cancel your policy whenever you want to, for any reason. No questions asked.

If you’re not happy, we will refund your money within the first 30 days. No muss, no fuss.

Your price is locked in. It does not increase if your health changes or as you age.

This life insurance guide can help make it easier to understand the basics about how life insurance works, types of coverage available, why you need it, and how to go about choosing a plan that’s right for you.

Use our term life insurance calculator to help figure out your coverage needs.

Answer a few questions about yourself to get an estimate for a term life insurance policy. We'll provide estimates based on the amount of coverage you want, the length of time you want your policy to last, and your health and lifestyle.