How it works
Get started in just 3 simple steps. Protecting your loved ones has never been easier.
Choose your coverage
Select a plan that works best for you and your family to get started.
Answer a few questions
Tell us a little bit about yourself in our straightforward online application.
Get your decision
After our underwriters review your application, we’ll present your options.
Want to learn more?
We know life insurance can seem confusing, but untangling the jargon doesn’t have to be.
Ethos policies help thousands of families cover:
Debt
Shield your family from outstanding debt that they might not be able to repay.
Income
Preserve the lifestyles of your loved ones that may suffer without your income.
Mortgages
Help cover mortgages and other home expenses in the event of your absence.
Education
Ensure that your children aren’t deprived of college or other future opportunities.