How it works
Get started in just 3 simple steps. Protecting your loved ones has never been easier.
Get an instant quote
Before you apply, get an instant, personalized quote with several flexible policy options to choose from. You can customize your coverage amount and term length to match your needs.
Apply in minutes
After you choose your plan, complete our online application. It’s simple, straightforward, and it only takes about 10 minutes. We only ask what we need to know to evaluate your application.
Get covered
Our underwriters will review your application and send you your options. A licensed agent will reach out to review your coverage plan with you and answer any questions.
Get a free quote
Take the first step towards protecting your family’s financial future with an instant, personalized quote.
Life insurance, now on your terms.
With term life insurance, you gain coverage for a specific term, typically ranging from 10 to 30 years. Permanent life insurance, on the other hand, lasts for life but can cost up to 20X more for the same coverage. That’s why Ethos offers flexible, affordable term life insurance policies—so you can get the coverage you need at an affordable price. Click the link below to learn more about different types of life insurance.
Your plan can cover more than you think.
Protect your family from debt they may not be able to repay.
Safeguard your family’s finances by replacing your income.
Life insurance can help cover mortgages and other home-related expenses.
Your policy can be used to help cover your children’s college tuition.
Need help?
Our customer support team is happy to answer any questions you may have. Call or text us at (415) 322-2037 or email