Our policies

We work with the best in the business to find you the best policy. Learn more about the life insurance products we offer.
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Term life insurance

With several term lengths and a wide range of coverage amounts to choose from, your life insurance policy is on your terms. Every term policy we offer includes level premiums, meaning your monthly payment will never increase during your term. (Product type, benefit amounts, and eligibility can vary by carrier.)

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Whole life insurance for seniors

For many people, age and health issues make it difficult to get access to life insurance. That’s why we offer whole life insurance to help your loved ones cover final expenses like funeral costs and any outstanding loans (or anything else they want to use it for). If you’re aged 66-85, you can be approved in a matter of minutes, regardless of your medical history (and without medical exams) – all you need to do is answer a few health questions. And with a secure rate that will never increase, you’re covered for life.

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How Ethos works

To make sure your policy stands the test of time, we work with some of the largest and most respected insurance companies in the world. You get the dependability of centuries-old-industry giants and the convenience of a modern technology company.

We’ve digitized the entire life insurance application process so that it takes minutes compared to weeks with traditional companies. Once you apply, we analyze your information against all of our products in real-time so that we can match you with the best policy and price available to you. Then it’s up to you to activate if you like what you see.

We make it easy to check life insurance off your list, without the pressure of pushy salespeople. However, if you do have questions, our team of licensed agents is here to help along the way.

Why Ethos
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Fast, easy application
Our application is simple, straightforward, and 100% online–meaning you can apply for life insurance from the comfort of your home. Most applicants don’t even need a medical exam.
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Money-back guarantee
If you’re not happy with your policy in the first 30 days for any reason, we’ll refund your payment in full. After that, you are also free to cancel your policy at any time if it doesn't work for you, with no cancellation fees.
Lifetime customer support
Whether you need technical support, answers to your life insurance questions, or unbiased advice from a licensed agent, our team is available to help.
A+ Rated
  • Rated A+ by the Better Business Bureau with zero customer complaints.
  • Received an "Excellent" rating from Trustpilot as well as 4.6/5 stars for customer reviews.
  • 4.8/5 stars on Google based on average customer reviews.
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Learn all about life insurance
Because they don’t teach it in school.
Term vs whole life insurance
Understand the difference so you can decide which is best for your needs.
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