What is life insurance?

What kind of life insurance do I need?

What is term life insurance?

What is the maximum amount of coverage I can apply for?

Does Ethos only offer term life policies?

What information do you use to help determine my coverage needs?

Where is Ethos available?

How do I know that your policies are reliable?

Are Ethos agents commissioned?

Can I get coverage, even if I’ve had health problems?

Can I replace a policy from another company with Ethos?

How do I apply?

How long does it take to get a decision on coverage?

Can I change my coverage or term once I apply?

Why do I need an Ethos account to apply?

How can I fix incorrect information on my application?

Is my application binding?

What is underwriting?

How long will it take for me to get a decision on my coverage?

I was asked for follow-up information - what does this mean?

When and how often will I be charged?

What payment options are available?

What forms of payment do you accept?

What is a beneficiary?

Who should I choose to be my beneficiary?

How do I change my beneficiary?

My needs have changed. Can I change my coverage amount or term length?

What happens when my coverage term ends?

Can I get a refund?

I want to cancel my policy

When the insured passes away, how do you file a claim?

Can only the beneficiary submit the claim?

What happens after you submit the claim?

How do I get paid?

What other restrictions are there?