MoneyLeave a Legacy: Building Generational WealthIt's nearly universal for parents to want their children to achieve tremendous success and have access to more resources than they did. Learning how to build generational wealth is vital to realizing that vision.Feb 16, 2022
Life Insurance7 Options When Your Term Life Insurance Is About to ExpireJust because your term life insurance policy is set to expire doesn't mean you're out of options. Ethos is here to provide insight — and solutions — for when you outlive your term life insurance.Feb 15, 2022
Life Insurance5 Times Final Expense Insurance is Right for YouA final expense life insurance plan is a whole life policy, meaning that if you continue to pay the premiums, your policy will never expire.Feb 8, 2022
Life Insurance7 Questions to Ask Before Buying Life InsuranceBecause the insurance industry is complex, insurance questions are quite common. There are multiple factors to consider when comparing policies. Let's dive into possible questions to ask about life insurance, along with practical answers and advice.Feb 1, 2022
Life InsuranceLife Insurance for Self-Employed PeopleLife insurance is an important financial planning tool for anyone, but for the self-employed it's an especially critical layer of financial security.Jan 31, 2022
Life Insurance10 High Risk Jobs That Can Make Getting Life Insurance ToughSimilar to having a dangerous hobby or an unfortunate medical history, a high-risk occupation can place your life insurance prospects into a different category. But not every life insurance company approaches high-risk occupations the same way, and companies often weigh the same risky job differently.Jan 29, 2022
Life InsuranceLife Insurance Coverage for Veterans and Their Family MembersKeep reading to learn more about the best life insurance for veterans and their families, plus when to choose a private policy instead.Jan 28, 2022
Life InsuranceInvesting Your Tax Return in a Life Insurance PolicyIf you're among the group of tax filers getting money back from the IRS, you may be wondering how to make the most of your tax refund. You could reward yourself with a luxury item or a vacation. Or you could meet a pressing financial goal, such as paying off a credit card or purchasing life insurance.Jan 27, 2022
Life InsuranceLife Insurance as a Business Expense: What to KnowWhen you’re self-employed or run a small business, you might wonder if life insurance is a tax-deductible business expense. After all, the company likely relies on your wellbeing to succeed. Find out how business life insurance works and how it’s treated when it comes to tax deductions.Jan 25, 2022
Life Insurance5 Ways Life Insurance Protects Your Loved OnesWhat does life insurance cover, and how does it do its job? Let's break it down and look at the most common benefits of life insurance, as well as how you can get the maximum return on your money with your policy.Jan 25, 2022
Life Insurance5 Healthy Habits to Help You Qualify for a $1 Million Life Insurance PolicyJan 20, 2022
Life Insurance5 Things Needed to Prepare for End of Life PlanningThe loss of a loved one presents a wide range of challenges, including making important decisions at a vulnerable time. It's best to take some of these matters off the table and document your wishes ahead of time. There are many important factors to consider on a final wishes checklist, from medical desires to wills and burial preferences.Jan 18, 2022
Life InsuranceRisk Factors of Living Without Life InsuranceWhen people maintain a life insurance policy, they secure a degree of protection that's hard to find elsewhere. From lingering debt to funeral costs, there are numerous risks of living without protection for your family's future, and these risks are some of the most important reasons for life insurance.Jan 18, 2022
Life InsuranceEstablishing a Life Insurance TrustCreating a life insurance trust allows you to name a beneficiary who may not be able to legally control their finances at the time of your death, like a child. Alternatively, an insurance trust also lets you set limitations on how and when the beneficiary may take distributions.Jan 14, 2022
Life InsuranceAffordable Life Insurance for Every BudgetMore than half of Americans believe life insurance costs over three times higher than it actually does, according to a 2021 Insurance Barometer Study from LIMRA. Consequently, they make the costly mistake of delaying purchasing a policy. However, there are ways you can secure affordable life insurance without breaking the bank.Jan 13, 2022
Life InsuranceHow Does Renewable Term Life Insurance Work?Here, we've compiled some of the most common questions to help demystify the process, so you can finally understand how term life insurance works.Jan 11, 2022
Life InsuranceA Guide to Life Insurance and DivorceDivorce and life insurance policies don't seem like they'd go hand-in-hand, but you'll want to spend some time understanding how to handle them. Here, we'll cover what questions to ask about life insurance and divorce, as well as steps you may want to take to ensure your policy still covers you adequately following your separation.Jan 10, 2022
Life InsuranceLife Insurance and Student LoansIt's undoubtedly a grim circumstance to consider, but what happens in the unfortunate event you pass away before paying off the loan? It's crucial to understand how student loan debt will impact your cosigners in the unlikely event that you pass away. A good life insurance policy can help protect your student loan cosigner.Jan 7, 2022
Life InsuranceThe Life Insurance Free Look PeriodIf you change your mind at any time during the first 30 days following the purchase of your life insurance, you can cancel your policy and receive a full refund of any premiums paid. There are no fees, surrender charges, or hidden costs. It's simple and easy, just like getting life insurance through Ethos.Jan 6, 2022
Life InsuranceWhat to Do If You're Denied a Life Insurance PolicyThere are many reasons you can be denied life insurance, some of which are out of your control. However, even if you're denied life insurance, it doesn't necessarily mean you can never purchase a policy. It just means you need to find the right insurance company to work with you.Jan 4, 2022
Life InsuranceDo Life Insurance Rates Fluctuate with the Economy?Are you in the market for online life insurance but wonder if changing economic conditions could affect your premiums? That's a valid question, considering today's economic uncertainty. Fortunately, an economic downturn doesn't automatically mean you'll pay more for coverage.Jan 3, 2022
Life InsuranceHow Life Insurance Can Protect Your MortgageWithout enough life insurance to pay off a mortgage, you could be jeopardizing your family's financial and emotional well-being should the unexpected occur. Make a plan to protect your loved ones and your home, and see how life insurance can assure you won't leave mortgage debt to your family.Dec 22, 2021
Life Insurance5 Tips for Buying Life Insurance: Everything You Need to Get StartedDon't worry—getting educated is the first step to making the best choice. Here at Ethos, we've got the best tips for buying life insurance, so you can get a policy that works for you.Dec 21, 2021
Life InsuranceWhy Do Some Life Insurers Require a Medical Exam?Medical exams are a common requirement for life insurance, but they can be a barrier for some applicants. Ethos Life simplifies the process for our applicants by not requiring a medical exam. But many other providers will require one.Dec 20, 2021
Life InsuranceTips on Finding Affordable Life Insurance for SeniorsFortunately, there's life insurance for senior citizens, including life insurance for seniors over 75, with no medical exam required. You're likely to have different financial commitments than you did as a young working professional, so let's look at your options to determine the best life insurance for seniors.Dec 17, 2021
Life InsuranceCan I Get Life Insurance With A Pre-Existing Condition?Even if you have a pre-existing condition, you can still get life insurance—there are options out there.Nov 16, 2020
Life InsuranceLife Insurance For College Graduates: Do New Grads Need It?As a new generation of college graduates prepares to hit the workforce, they’re faced with a bevy of adult decisions—one of which is whether or not to get life insurance.May 21, 2021
MoneyHow To Build An Emergency Fund (And Why You Need One)While the Covid-19 pandemic has put a spotlight on the need to have an emergency fund, it’s long been a pressing need for many.Apr 23, 2021
PressOn a Mission to Protect the Next Million Families: Announcing Ethos’ Series D FundingAt Ethos, our mission is to protect families. Over the past year, we’ve made tremendous progress on making this a reality, and by the end of this year we expect to issue $20 billion in life insurance. While that may seem like a lot, it is just the tip of the iceberg.May 11, 2021
Life InsuranceCoronavirus and Life Insurance CoverageDoes this affect my current life insurance policy (if I have one) or my ability to get a life insurance policy (if I need one)? We know you’ve got questions. So we did our best to provide context and clarity. If you aren’t seeing your question, our customer service team is standing by ready to help with answers.Apr 29, 2020
Life InsuranceThe Difference Between Ethos and the Traditional Life Insurance ProcessIn the past, getting life insurance coverage meant boatloads of paperwork and weeks to months of waiting. To top it off, you had to trust that agents always had your best interest in mind. Luckily we live in an era full of innovations such as big data analytics, and companies like Ethos can get you an affordable quote in just seconds, without talking to an agent.May 22, 2020
MoneyFinancial Planning During Covid-19For many Americans, the Covid-19 outbreak has been a stressful financial moment. From widespread job losses, to extreme market volatility, to a slowing economy, it can feel like there is nowhere to hide.Jul 9, 2020
Life InsuranceThe Importance Of Having Life Insurance In Your 50s (And Up)When you reach your 50s, you have many things to look forward to. Your kids are most likely older or already grown, and you are probably more financially secure than ever before.Sep 15, 2020
Life InsuranceThe Importance Of Getting Life Insurance In Your 20sThe years between 20 and 30 can be a momentous time for many. You might finish school, live on your own for the first time, have children, get married, and buy a house—all within the span of ten years.Sep 4, 2020
Life InsuranceWhy You (Probably) Need Life Insurance In Your 30'sMaybe you’re buying your first home, getting married, or having kids. Or perhaps you’re navigating all three of those massive moves and starting a business. Whatever you’re going through as a 30-something, chances are there’s one thing you may not be thinking of: life insurance.Sep 9, 2020
Life InsuranceWhy It’s Important To Have Life Insurance In Your 40’sAs a 40-something, you’re likely in the midst of some financially demanding years, with a complex mix of responsibilities and assets on your plate that you want to protect.Sep 15, 2020
Life-InsuranceWhy Your Employer-Provided Life Insurance Is Not EnoughIf you signed up for your company's plan, and assumed that it provides ample coverage, your family could be at risk. Here's why.Aug 18, 2020
Life InsuranceThe Difference Between Term and Permanent Life InsuranceThere are a few key differences between term life insurance and permanent life insurance policies that will help you decide which type of policy will best meet your individual needs.Jul 14, 2020
Life InsuranceLingke's Life Insurance StoryLingke is one of the co-founders of Ethos. While he was in college, he was sold a permanent life insurance policy that he didn't need. As the costs quickly mounted, he realized his financial mistake and lost most of what he paid into it.Aug 1, 2019