An insurance policy that pays out a cash benefit if the insured dies in a covered accident. This type of coverage is guaranteed and can provide financial support for your loved ones after your death.
Accidental death coverage is a great option for you if:
At Ethos, we offer accidental death coverage that starts at $50,000 and goes up to $500,000. You can increase your policy amount in increments of $1,000. Your monthly premium will be determined by your age, gender, and selected coverage amount. The moment you sign your policy, your rate is locked in and won't change as long as you continue to pay your monthly premium.
When deciding on your coverage amount, consider your savings, mortgage, and other debts that could be passed on to your loved ones in the event of your death.
Accidental death policies are available at Ethos for customers aged 18-70 for coverage up to $500,000. The premium you pay is tied to the coverage amount you choose; the more coverage, the higher the premium. Choose coverage that best fits your needs in increments of $1000.
Even if you don’t yet have children to protect, accidental death insurance can cover your personal debts, medical bills, home mortgage, lost wages, and even funeral expenses.
Employer-provided accidental death is a nice benefit, but these policies rarely offer sufficient coverage. Any change to your employment status (such as retirement, layoff, or job change) likely means you’ll lose the policy. Having your own policy helps protect you and your loved ones against life’s unexpected changes.