Life Insurance Basics - Ethos Life

Life Insurance Basics

Can I choose more than one

Yes. You are able to choose multiple beneficiaries.

If you’re married, have children or dependents, own a home, or own a business—you probably do.

How much coverage do I

Everyone’s needs are different. When purchasing coverage evaluate what you're buying for to determine how much you need.

I already have life insurance through work. Is it

There’s a good chance it’s not enough. Additionally, the coverage typically won’t last if you leave the company.

Is Guaranteed Issue Whole Life right for

This policy option is best for people over the age of 65 years old.

What are key features of AAA Life Guaranteed Issue Whole Life

There are a lot of reasons people go with Guaranteed issue whole life policies.

What are the benefits of a guaranteed issue whole life insurance

No medical exams, level premiums, policy builds cash value, and guaranteed approval.

What does life insurance

The question of what life insurance covers can be answered two ways: the expenses it covers, and the types of death it c...

The person(s) who receives the policy proceeds if you pass away while your policy is in force.

What is a death benefit? Is it

The lump-sum payment your beneficiary receives if you pass away. Generally, it’s not taxed.

What is a life insurance

A rider is a document that becomes a part of a life insurance policy, which can provide additional coverage or benefits.

You make payments to a life insurance company, and they give your loved ones a payout if you pass away.

What is permanent and whole life

Permanent life insurance lasts for your whole life and typically has a cash value component.

What is term life

An easy and more affordable way to get life insurance coverage for a set period of time, or “term.”

Which term length is right for

It can depend on several factors, including your children’s age, your proximity to retirement, and your mortgage.

How life insurance companies determine whether they’re able to insure you, and how much it will cost.

What kind of life insurance do I

It depends on your situation. You’ll need to understand your coverage needs to decide which type of policy is right.

When should I get life

There are a few milestones in life that typically mean it’s time for life insurance. Plus, obtaining a new policy gets m...

Can I choose more than one

Yes. You are able to choose multiple beneficiaries.

How much coverage do I

Everyone’s needs are different. When purchasing coverage evaluate what you're buying for to determine how much you need.

Is Guaranteed Issue Whole Life right for

This policy option is best for people over the age of 65 years old.

What are the benefits of a guaranteed issue whole life insurance

No medical exams, level premiums, policy builds cash value, and guaranteed approval.

The person(s) who receives the policy proceeds if you pass away while your policy is in force.

What is a life insurance

A rider is a document that becomes a part of a life insurance policy, which can provide additional coverage or benefits.

What is permanent and whole life

Permanent life insurance lasts for your whole life and typically has a cash value component.

Which term length is right for

It can depend on several factors, including your children’s age, your proximity to retirement, and your mortgage.

What kind of life insurance do I

It depends on your situation. You’ll need to understand your coverage needs to decide which type of policy is right.

If you’re married, have children or dependents, own a home, or own a business—you probably do.

I already have life insurance through work. Is it

There’s a good chance it’s not enough. Additionally, the coverage typically won’t last if you leave the company.

What are key features of AAA Life Guaranteed Issue Whole Life

There are a lot of reasons people go with Guaranteed issue whole life policies.

What does life insurance

The question of what life insurance covers can be answered two ways: the expenses it covers, and the types of death it c...

What is a death benefit? Is it

The lump-sum payment your beneficiary receives if you pass away. Generally, it’s not taxed.

You make payments to a life insurance company, and they give your loved ones a payout if you pass away.

What is term life

An easy and more affordable way to get life insurance coverage for a set period of time, or “term.”

How life insurance companies determine whether they’re able to insure you, and how much it will cost.

When should I get life

There are a few milestones in life that typically mean it’s time for life insurance. Plus, obtaining a new policy gets m...

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