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Life Insurance Basics
Which term length is right for me?
Which term length is ri...

Which term length is right for me?

There’s no one-size-fits-all length.If you’re looking for coverage for the duration of your life that doesn’t expire, whole life insurance is likely your best bet. If you want coverage over a specific time period, especially a financially demanding one, term life insurance is a good option.

If you are purchasing term life insurance, it's recommended to choose a term length that covers your family for the number of years they would depend on you. When it comes to determining your term length, you may want a term that covers your family until:

  • You retire
  • Your children are grown and are no longer dependents
  • Your mortgage is paid off
  • You reach your savings goals
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