There’s no one-size-fits-all length.If you’re looking for coverage for the duration of your life that doesn’t expire, whole life insurance is likely your best bet. If you want coverage over a specific time period, especially a financially demanding one, term life insurance is a good option.
If you are purchasing term life insurance, it's recommended to choose a term length that covers your family for the number of years they would depend on you. When it comes to determining your term length, you may want a term that covers your family until: