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What are key features of Guaranteed Issue Whole Life Policies?
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What are key features o

What are key features of Guaranteed Issue Whole Life Policies?

  • Instant approval: If you are between the ages of 66 and 85, you are guaranteed to be accepted for this coverage at the rates provided when you apply, regardless of your health, any pre-existing conditions, previous denial of coverage, or even risk factors.
  • Graded Death Benefit Feature: Depending on eligibility and state availability, your death benefit will either kick in immediately or after 2-3 years time to cover deaths from illness, disease, or old age. All accidental deaths are covered immediately.
  • Guaranteed building of cash value: This is a whole life insurance policy, which means it uses parts of your premiums to build cash value automatically over time.
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