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Our policies
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Ethos offers simple, affordable life insurance policies.
How Ethos
works
Whole life insurance
policies
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policies
Learn & plan
Life insurance
101
A handy guide to life insurance.
Do I need life
insurance?
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Center
How much life insurance do I
need?
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Why
Ethos
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Life Insurance Basics
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What are the benefits of a guaranteed issue whole life insurance policy?
>
What are the benefits o...

What are the benefits of a guaranteed issue whole life insurance policy?

  • This policy requires no medical or physical exams.
  • Once locked in, your monthly policy premiums will never go up, as long as they are paid when due.
  • At age 100, your policy stays in effect with premium payments no longer being required.
  • This policy builds cash value over time.
Related Questions
What kind of life insurance do I
need?
It depends on your situation. You’ll need to understand your coverage needs to decide which type of policy is right.
When should I get life
insurance?
There are a few milestones in life that typically mean it’s time for life insurance. Plus, obtaining a new policy gets m...
What is term life
insurance?
An easy and more affordable way to get life insurance coverage for a set period of time, or “term.”
Can I choose more than one
beneficiary?
Yes. You are able to choose multiple beneficiaries.
What is permanent and whole life
insurance?
Permanent life insurance lasts for your whole life and typically has a cash value component.
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