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Ethos Logo
Life insurance
Life insurance
101
A handy guide to life insurance.
How much life insurance do I
need?
Whole life insurance for
seniors
Term life
insurance
No medical exam life
insurance
Free wills & estate plans
Wills & estate plans
101
Why everybody needs a plan.
Free will with life
insurance
Why Ethos
Why
Ethos
Fast, easy life insurance you can trust.
How Ethos
works
Ethos for
good
Customer
reviews
Agents
Ethos for
agents
Grow your business with Ethos.
Join as an
agent
Log in as an
agent
FAQs
FAQs
Everything you need to know to make a plan.
Complete guide to life
insurance
Contact
us
Coverage
calculator
Blog
Want to know your real rate?
Help Center
>
Life Insurance Basics
>
What are the benefits of a guaranteed issue whole life insurance policy?
>
What are the benefits o...

What are the benefits of a guaranteed issue whole life insurance policy?

  • This policy requires no medical or physical exams.
  • Once locked in, your monthly policy premiums will never go up, as long as they are paid when due.
  • At age 100, your policy stays in effect with premium payments no longer being required.
  • This policy builds cash value over time.
Related Questions
What does life insurance
cover?
What life insurance covers can be answered in two ways: the expenses it covers, and the types of death it covers.
How is accidental death different from life
insurance?
Accidental death insurance only provides coverage in the event of a covered accident.
Which term length is right for
me?
It can depend on several factors, including your children’s age, your proximity to retirement, and your mortgage.
What is
underwriting?
How life insurance companies determine whether they’re able to insure you, and how much it will cost.
What is a death benefit? Is it
taxed?
The lump-sum payment your beneficiary receives if you pass away. Generally, it’s not taxed.
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