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Our policies
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Ethos offers simple, affordable life insurance policies.
How Ethos
works
Whole life insurance
policies
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policies
Learn & plan
Life insurance
101
A handy guide to life insurance.
Do I need life
insurance?
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Center
How much life insurance do I
need?
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Why
Ethos
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Life Insurance Basics
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What are the benefits of a guaranteed issue whole life insurance policy?
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What are the benefits o...

What are the benefits of a guaranteed issue whole life insurance policy?

  • This policy requires no medical or physical exams.
  • Once locked in, your monthly policy premiums will never go up, as long as they are paid when due.
  • At age 100, your policy stays in effect with premium payments no longer being required.
  • This policy builds cash value over time.
Related Questions
What is a death benefit? Is it
taxed?
The lump-sum payment your beneficiary receives if you pass away. Generally, it’s not taxed.
What is term life
insurance?
An easy and more affordable way to get life insurance coverage for a set period of time, or “term.”
What is life
insurance?
You make payments to a life insurance company, and they give your loved ones a payout if you pass away.
Which term length is right for
me?
It can depend on several factors, including your children’s age, your proximity to retirement, and your mortgage.
What does life insurance
cover?
What life insurance covers can be answered in two ways: the expenses it covers, and the types of death it covers.
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