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What we offer
Our plans
What is term life insurance and how much does it cost?
How our application process works
Do I need life insurance?
Choosing your coverage amount and term length
Coverage calculator
Life insurance basics
Life insurance 101
What are the main types of life insurance and how do they work?
What is underwriting and how long does it take?
Choosing your beneficiary
What if I don't work?
Is my life insurance through work enough?
Why Ethos
The Ethos Difference
Our mission
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Ethos for Good
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Ethos Logo
What we offer
Our
plans
Learn more about term life insurance and the plans and options you have available.
What is term life insurance and how much does it
cost?
Do I need life
insurance?
Coverage
calculator
How our application process
works
Choosing your coverage amount and term
length
Life insurance basics
Life insurance
101
Wondering where to start? We’ve broken down the essentials for you.
What are the main types of life insurance and how do they
work?
Choosing your
beneficiary
Is my life insurance through work
enough?
What is underwriting and how long does it
take?
What if I don't
work?
Why Ethos
The Ethos
Difference
We put people before profit. Find out how we bring our policyholders the best experience possible.
Our
mission
Customer
stories
Refer a
friend
Reviews
Ethos for
Good
Help Center
FAQ
Life insurance can be complicated, but don’t worry. We’re here to help answer your questions.
Questions about life
insurance
Questions about your
application
Contact
us
Questions about
Ethos
Questions about your
policy
Want to know your real rate?
Help Center
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Does Ethos have a referral program?
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Does Ethos have a refer...

Does Ethos have a referral program?

Want to get rewarded for sharing Ethos with your friends and family members? See how our referral program works.

Related Questions
What does a policy administered by Ethos
cover?
The death benefit will be paid to your beneficiary at the time of claim if you have died for any reason except the follo...
Does Ethos only offer term life
insurance?
Yes, we currently only offer level term life insurance. That means your premiums never increase during your term.
Does Ethos require a long-term
commitment?
Nope. Each policy has a 30-day money-back guarantee. After that, you can cancel anytime with no extra fees.
How much coverage can I apply
for?
We offer coverage ranging from $100,000 to $1.5 million and term lengths ranging from 10 to 30 years.
Does life insurance cover coronavirus
(COVID-19)?
Yes. The policies we sell cover coronavirus.
Didn't find your answer?
You can search through the rest of our Help Center right here.
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