Who should I refer?
Anyone you personally know who could benefit from life insurance coverage, especially someone who falls into one of the following categories.
Every person who's married should consider having coverage to protect their better half.
If they've got kids, they've got things like college tuition to protect.
Homeowners should consider protecting their mortgage and other home-related expenses with life insurance.
If someone like an elderly parent relies on them for financial support, they may need coverage in case something were to happen to them.