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Does Ethos only offer term life insurance?
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Does Ethos only offer t...

Does Ethos only offer term life insurance?

We exclusively offer level term life insurance at Ethos. We believe that this is the best policy for the majority of families because it is simple and tends to be the most affordable life insurance, only providing coverage during the specified term. With level term life insurance, your premiums will never increase—they stay the same during your policy term.

We do not offer permanent or whole life insurance because the policies tend to be more complicated and and 10-15X more expensive for families.

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