Application - Ethos Life

Application

Can I change my coverage amount or term length once I

Yes, you can adjust your coverage amount and term length after you apply.

Can I insure my spouse, parents, or

Your spouse or adult child (between ages 20-65) will just need to apply through our standard application process.

Can I speak with a real person if I have

Yes—send us an email at support@ethoslife.com.

How can I fix incorrect information on my

Send us an email at support@ethoslife.com anytime.

You can apply for personalized coverage online in minutes. If you have any questions, we’re here to help.

How is my final price

Your final price might look different than your initial estimate because it considers far more information.

How long does it take to get a decision on my

Some applicants get approved immediately. Otherwise, it can take a couple of days or weeks.

I was asked for follow-up information–what does this

Sometimes underwriters may have a few additional questions or need a little clarification.

Is my application

Absolutely not. You may choose to withdraw from the application process at any time without penalty.

What happens after I submit my

Underwriters review your application and approve, request more information, or deny your application.

What if my birthday occurs during the application

Once approved, an agent will help you with any next steps if your new age could impact your premium amount.

When does my coverage

After your application qualifies for or is approved for coverage and you pay your first premium, you’re covered.

Why do I need an Ethos account to

So we can protect any private information you share.

Why does the application require so much

The information required is used to determine your cost, expedite the application, and to protect your identity.

Will applying hurt my credit

No, it should not affect your credit score.

Can I change my coverage amount or term length once I

Yes, you can adjust your coverage amount and term length after you apply.

Can I insure my spouse, parents, or

Your spouse or adult child (between ages 20-65) will just need to apply through our standard application process.

Can I speak with a real person if I have

Yes—send us an email at support@ethoslife.com.

How can I fix incorrect information on my

Send us an email at support@ethoslife.com anytime.

You can apply for personalized coverage online in minutes. If you have any questions, we’re here to help.

How is my final price

Your final price might look different than your initial estimate because it considers far more information.

How long does it take to get a decision on my

Some applicants get approved immediately. Otherwise, it can take a couple of days or weeks.

I was asked for follow-up information–what does this

Sometimes underwriters may have a few additional questions or need a little clarification.

Is my application

Absolutely not. You may choose to withdraw from the application process at any time without penalty.

What happens after I submit my

Underwriters review your application and approve, request more information, or deny your application.

What if my birthday occurs during the application

Once approved, an agent will help you with any next steps if your new age could impact your premium amount.

When does my coverage

After your application qualifies for or is approved for coverage and you pay your first premium, you’re covered.

Why do I need an Ethos account to

So we can protect any private information you share.

Why does the application require so much

The information required is used to determine your cost, expedite the application, and to protect your identity.

Will applying hurt my credit

No, it should not affect your credit score.

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