Applying for a life insurance policy with Ethos will not affect your credit score. We run something called a soft credit check, which will not change your credit score.

Related Questions

When does my coverage

begin?

After your application qualifies for or is approved for coverage and you pay your first premium, you’re covered.

Why do I need an Ethos account to

apply?

So we can protect any private information you share.

How long does it take to get a decision on my

application?

Some applicants get approved immediately. Otherwise, it can take a couple of days or weeks.

Why does the application require so much

information?

The information required is used to determine your cost, expedite the application, and to protect your identity.

Can I change my coverage amount or term length once I

apply?

Yes, you can adjust your coverage amount and term length after you apply.

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© 2022 Ethos Technologies Inc. Ethos operates in some states as Ethos Life Insurance Services. CA license #0L28949; AR license #100164629. Ethos offers policies issued by the carriers listed at www.ethoslife.com/carriers. Products and their features may not be available in all states. To help avoid requiring a medical exam, our application asks certain health and lifestyle questions.