Applying for a life insurance policy with Ethos will not affect your credit score. We run something called a soft credit check, which will not change your credit score.

Related Questions

I was asked to get a medical

exam—why?

We do not require medical exams unless they’re absolutely necessary. But if you need one, it’s convenient and free.

How do I prepare for my medical

exam?

It’s a good idea to avoid alcohol and caffeine on the day of the exam.

What happens after I submit my

application?

Underwriters review your application and approve, request more information, or deny your application.

How can I fix incorrect information on my

application?

Call us at (415) 322-2037 or email support@ethoslife.com anytime.

Why do I need an Ethos account to

apply?

So we can protect any private information you share.

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San Francisco, CA 94107

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© 2020 Ethos Technologies Inc. All rights reserved. Ethos Technologies Inc. operates in California and New York as Ethos Life Insurance Services (CA license #0L28949 and NY license # LA-1554173) and in Arkansas under license #100164629. Ethos policies are issued by Banner Life Insurance Company, a Legal & General America company, as carrier. Banner Life products are distributed in 49 states and in DC. Banner Life products are not available in New York.

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