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Ethos Logo
Our policies
Our
plans
Ethos offers simple, affordable life insurance policies.
How Ethos
works
Whole life insurance
policies
Term life insurance
policies
Learn & plan
Life insurance
101
A handy guide to life insurance.
Do I need life
insurance?
Learning
Center
How much life insurance do I
need?
Why Ethos
Why
Ethos
See what sets Ethos apart from the rest.
Customer
reviews
Ethos for
Good
Refer a
friend
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FAQ
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Can I speak with a real...

Can I speak with a real person if I have questions?

Yes—we’re happy to assist and support you anytime. You can speak with our customer success team by calling (415) 322-2037 on weekdays from 6am–4pm PT / 8am–6pm CT. You can also send us an email anytime at support@ethoslife.com.

Related Questions
When does my coverage
begin?
After your application qualifies for or is approved for coverage and you pay your first premium, you’re covered.
How long does it take to get a decision on my
application?
Some applicants get approved immediately. Otherwise, it can take a couple of days or weeks.
Will applying hurt my credit
score?
No, it should not affect your credit score.
What happens after I submit my
application?
Underwriters review your application and approve, request more information, or deny your application.
How do I
apply?
You can apply for personalized coverage online in minutes. If you have any questions, we’re here to help.
Didn't find your answer?
You can search through the rest of our Help Center right here.
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Contact Us
460 Bryant Street, Floor 3
San Francisco, CA 94107
(415) 322-2037
© 2020 Ethos Technologies Inc. All rights reserved. Ethos Technologies Inc. operates in California and New York as Ethos Life Insurance Services (CA license #0L28949; NY license #LA-1554173; AR license #100164629). Ethos offers policies issued by Banner Life Insurance Company, a Legal & General America company as its carrier. (Banner Life products are distributed in 49 states and in DC. Banner Life products are not available in New York.) Ethos also offers policies issued by AAA Life Insurance Company which is licensed in all states except NY. (CA Certificate of Authority #07861.) Ethos also works with CMFG Life Insurance Company and TruStage Insurance Agency, LLC (TruStage Tracking Number: GEN-3258327.1-0920-1022). Ethos offers policies issued by Ameritas Life Insurance Corp. (not licensed in New York). Ameritas and Ethos are separate, independent entities. Products and their features may not be available in all states.
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