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Ethos Logo
Our policies
Our
plans
Ethos offers simple, affordable life insurance policies.
How Ethos
works
Whole life insurance
policies
Term life insurance
policies
Learn & plan
Life insurance
101
A handy guide to life insurance.
Do I need life
insurance?
Learning
Center
How much life insurance do I
need?
Why Ethos
Why
Ethos
See what sets Ethos apart from the rest.
Customer
reviews
Ethos for
Good
Refer a
friend
Help
FAQ
Youʼve got questions. Weʼve got answers.
Coverage
Calculator
COVID-19
update
Contact
us
Want to know your real rate?
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Can I speak with a real person if I have questions?
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Can I speak with a real...

Can I speak with a real person if I have questions?

Yes—we’re happy to assist and support you anytime. You can speak with our customer success team by calling (415) 322-2037 on weekdays from 6am–4pm PT / 8am–6pm CT. You can also send us an email anytime at support@ethoslife.com.

Related Questions
Is my application
binding?
Absolutely not. You may choose to withdraw from the application process at any time without penalty.
What happens after I submit my
application?
Underwriters review your application and approve, request more information, or deny your application.
How long does it take to get a decision on my
application?
Some applicants get approved immediately. Otherwise, it can take a couple of days or weeks.
How is my final price
calculated?
Your final price might look different than your initial estimate because it considers far more information.
What if my birthday occurs during the application
process?
Once approved, an agent will help you with any next steps if your new age could impact your premium amount.
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You can search through the rest of our Help Center right here.
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