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The Ethos difference
Here's how we differ from traditional insurance companies.
Easy
The traditional process that can take weeks or even months due to unnecessary doctor appointments, medical exams, blood work, and meetings. With Ethos, you can apply online in minutes.
Quick
Get an online quote in seconds (without having to speak with anyone). Then choose your plan and apply in 10 minutes.
Affordable
Ethos only offers term life insurance policies, which are around 20x less expensive than permanent life insurance. That way, we can provide the best coverage for your budget.
Coverage you can trust. Support when you need it.
Ask us anything, and we'll make sure the answer is focused on the same thing we are–you.
We're here to help
Our licensed customer service specialists are here to help, not just to sell. All of our agents are non-commissioned, so you can rest assured you are getting non-biased recommendations for you and your family.
A+ rated
Ethos life insurance is rated "Excellent" with 4.6 stars on Trustpilot, and we've been rated A+ by the Better Business Bureau with zero customer complaints.
Backed by giants
We've partnered with some of the industry's largest and most respected companies to ensure the safety and reliability of the policies we offer, including Legal & General America, RGAX, Assurity Life Insurance Company, and MunichRe.
Want to learn more?
We know life insurance can seem confusing, but untangling the jargon doesn't have to be. Find out everything you want to know right here with our Definitive Guide To Life Insurance.
Apply in 3 easy steps.
It's never been easier to protect your family’s future.
Choose your coverage
Select a plan that works best for your family to get started.
Answer a few questions
Tell us a little bit about yourself in our straightforward online application.
Get your decision
After our underwriters review your application, we’ll present your options.
Term vs Permanent Life Insurance
There are a few key differences between term and permanent life insurance policies that can help you decide which type is right for you.
You're in good company