You can personalize your coverage by 1) choosing your term length and 2) choosing your coverage amount. In general, policies with shorter terms and less coverage cost less. When customizing your plan, here are a couple things to think about:
Still not sure what you need? Try our Coverage Calculator to help you figure out what you need.
Term life insurance is a financially savvy way to plan ahead for your family in case anything happens to you.
Term life insurance policies are straightforward and easy to understand, so you know exactly what you’re getting.
Term life insurance is generally more affordable than other types of life insurance and can cost 10-15X less than permanent life insurance. Plus, your premium won’t increase during your term.
Having term life insurance in place gives you peace of mind knowing your loved ones are taken care of.
With term life insurance, you choose your term length and coverage amount, so you have the financial protection you want, for as long as you need it.
Applying for life insurance traditionally could take weeks, even months. Now, you can apply for coverage online in a matter of minutes. And most people don’t need a medical exam.
If you change your mind during the first 30 days of your policy being active, you’ll get a full refund, guaranteed.
You can cancel your coverage anytime with no cancellation fees.