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What we offer
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What is term life insurance and how much does it cost?
How our application process works
Do I need life insurance?
Choosing your coverage amount and term length
Coverage calculator
Life insurance basics
Life insurance 101
What are the main types of life insurance and how do they work?
What is underwriting and how long does it take?
Choosing your beneficiary
What if I don't work?
Is my life insurance through work enough?
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The Ethos Difference
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Ethos Logo
What we offer
Our
plans
Learn more about term life insurance and the plans and options you have available.
What is term life insurance and how much does it
cost?
Do I need life
insurance?
Coverage
calculator
How our application process
works
Choosing your coverage amount and term
length
Life insurance basics
Life insurance
101
Wondering where to start? We’ve broken down the essentials for you.
What are the main types of life insurance and how do they
work?
Choosing your
beneficiary
Is my life insurance through work
enough?
What is underwriting and how long does it
take?
What if I don't
work?
Why Ethos
The Ethos
Difference
We put people before profit. Find out how we bring our policyholders the best experience possible.
Our
mission
Customer
stories
Refer a
friend
Reviews
Ethos for
Good
Help Center
FAQ
Life insurance can be complicated, but don’t worry. We’re here to help answer your questions.
Questions about life
insurance
Questions about your
application
Contact
us
Questions about
Ethos
Questions about your
policy
Want to know your real rate?
Help Center
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Policy
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How do I cancel my policy?
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How do I cancel my poli...

How do I cancel my policy?

You can cancel your policy by ceasing to pay your monthly premiums, which will cause a lapse. You also can cancel your policy by calling us to request a surrender form. We will cancel your policy upon receipt. Either way, there’s never any cancellation fees.

Related Questions
What happens if I miss a
payment?
If you miss a payment, you’ll have a 30-day grace period. After that, your policy will lapse.
What happens when my coverage term
ends?
When your term ends, you can renew your policy until you reach the age of 95 without applying again.
How do I file a
claim?
The beneficiary must contact the insurance company to file a claim to receive the payout of their death benefit.
Will my premium ever change over
time?
Nope! All term policies we offer have level premiums, meaning your price will never change during your term.
How long will it take for a claim to be
paid?
This can vary for many reasons as the claim is reviewed. You can help by keeping updated records for your beneficiary to...
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