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Life insurance 101
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Our policies
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plans
Ethos offers simple, affordable life insurance policies.
How Ethos
works
Whole life insurance
policies
Term life insurance
policies
Learn & plan
Life insurance
101
A handy guide to life insurance.
Do I need life
insurance?
Learning
Center
How much life insurance do I
need?
Why Ethos
Why
Ethos
See what sets Ethos apart from the rest.
Customer
reviews
Ethos for
Good
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friend
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FAQ
Youʼve got questions. Weʼve got answers.
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Policy
Policy
Do I get a refund if I cancel my
policy?
Yes, if you cancel during the first 30 days of your policy being activated.
How do I manage my
beneficiaries?
Call us at (415) 322-2037 or email accounts@getethos.com, and we’ll help you update your beneficiaries.
How do I access my policy
details?
Your details can be accessed after your policy is activated through your Ethos portal online at app.ethoslife.com/login.
How do I make a premium payment and update my billing
information?
Login to your account at ethoslife.com/login to pay and manage your billing information.
How long will it take for a claim to be
paid?
This can vary for many reasons as the claim is reviewed. You can help by keeping updated records for your beneficiary to...
How do I cancel my
policy?
By ceasing to pay your monthly premiums or requesting a surrender form.
What happens if I miss a
payment?
If you miss a payment, you’ll have a 30-day grace period. After that, your policy will lapse.
What happens when my coverage term
ends?
When your term ends, you can renew your policy until you reach the age of 95 without applying again.
How do I file a
claim?
The beneficiary must contact the insurance company to file a claim to receive the payout of their death benefit.
Will my premium ever change over
time?
Nope! All term policies we offer have level premiums, meaning your price will never change during your term.
Do I get a refund if I cancel my
policy?
Yes, if you cancel during the first 30 days of your policy being activated.
How do I access my policy
details?
Your details can be accessed after your policy is activated through your Ethos portal online at app.ethoslife.com/login.
How long will it take for a claim to be
paid?
This can vary for many reasons as the claim is reviewed. You can help by keeping updated records for your beneficiary to...
What happens if I miss a
payment?
If you miss a payment, you’ll have a 30-day grace period. After that, your policy will lapse.
How do I file a
claim?
The beneficiary must contact the insurance company to file a claim to receive the payout of their death benefit.
How do I manage my
beneficiaries?
Call us at (415) 322-2037 or email accounts@getethos.com, and we’ll help you update your beneficiaries.
How do I make a premium payment and update my billing
information?
Login to your account at ethoslife.com/login to pay and manage your billing information.
How do I cancel my
policy?
By ceasing to pay your monthly premiums or requesting a surrender form.
What happens when my coverage term
ends?
When your term ends, you can renew your policy until you reach the age of 95 without applying again.
Will my premium ever change over
time?
Nope! All term policies we offer have level premiums, meaning your price will never change during your term.
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