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Ethos Logo
Our policies
Our
plans
Ethos offers simple, affordable life insurance policies.
How Ethos
works
Whole life insurance
policies
Term life insurance
policies
Learn & plan
Life insurance
101
A handy guide to life insurance.
Do I need life
insurance?
Learning
Center
How much life insurance do I
need?
Estate
Planning
Why Ethos
Why
Ethos
See what sets Ethos apart from the rest.
Customer
reviews
Ethos for
Good
Refer a
friend
Agents
Ethos for
agents
Grow your business with Ethos.
Join as an
agent
Log in as an
agent
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FAQ
Youʼve got questions. Weʼve got answers.
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Calculator
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update
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us
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Are Ethos products only for people in good health?
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Are Ethos products only...

Are Ethos products only for people in good health?

Ethos products can provide coverage for more than 95% of U.S. adults aged 18-85.

Related Questions
How much coverage is available and at what term
lengths?
We currently offer up to $2 million in face value and have term lengths of 10, 15, 20, or 30 years…
Who needs a medical
exam?
No one. All Ethos policies are underwritten without a medical exam.
What life insurance product does Ethos
offer?
Ethos for Agents currently offers Level Term Life, SITL, SIWL, Whole Life, and GAWL options.
What training does Ethos provide
agents?
You’ll find a comprehensive playbook, along with onboarding and sales support materials in the agent portal.
Who needs a medical
exam?
No one. All Ethos policies are underwritten without a medical exam.
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