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Who needs a medical exam?
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Who needs a medical exa...

Who needs a medical exam?

No one. All Ethos policies are underwritten without a medical exam—just a few health, lifestyle and financial questions.

Related Questions
What life insurance product does Ethos
offer?
Ethos for Agents currently offers Level Term Life, SITL, SIWL, Whole Life, and GAWL options.
Are non-citizens eligible for life insurance through
Ethos?
U.S. citizens or legal permanent residents residing in the U.S. for the past 6 months are eligible to apply.
How much coverage is available and at what term
lengths?
We currently offer up to $2 million in face value and have term lengths of 10, 15, 20, or 30 years…
Are Ethos products only for people in good
health?
Ethos products can provide coverage for more than 95% of U.S. adults aged 18-85.
Does Ethos offer agent
support?
Yes—we’re happy to assist and support you anytime.
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