Visit Ethos Technologies Inc.’s (“Ethos”) website to opt into Ethos’s messages and reminders. Ethos’s message frequency may vary based on consumer engagement but average about 6 per month. To discontinue receiving SMS messages from Ethos, text STOP to the short code. Consent to receive marketing messages is not required as a condition of purchasing any goods or services. Ethos may send messages using an automatic dialing system. For help, email Support.

By signing up for the Ethos Message and Reminder service (the “Service”), you (i) acknowledge and represent to Ethos and its affiliates (collectively, the “Company”) that you are at least eighteen (18) years old and the owner or authorized user of the mobile number(s) that you provide to the Service; (ii) agree to receive text messages from the Company, which may be sent via automated means and through third parties, to the mobile phone number(s) you provide; (iii) agree to receive SMS messages from the Company, which may be sent via automated means and through third parties, to the mobile phone number(s) you provide; (iv) understand that you are not required to provide consent to receive messages via the Service as a condition to purchasing any goods or services; (v) acknowledge and represent that you have read and understand the Ethos Privacy Policy; (vi) agree to the Terms of Use, which are incorporated into these Terms & Conditions with the same force and effect as though fully set forth herein; and (vii) agree to be bound by these Terms & Conditions, including, without limitation, any terms incorporated by reference (collectively, the “Terms & Conditions”).  If you do not agree to these Terms & Conditions, you must immediately cease using the Service and contact Ethos as provided below.

Ethos may, at any time, revise or modify these Terms & Conditions.  Such changes, revisions or modifications shall be effective immediately upon notice to you which Ethos may give by any means including, without limitation, posting on Ethos’s website or by email.  Any use of the Service by you after such notice shall constitute your acceptance of all such changes, revisions and modifications.

When you sign up for the Service, you expressly consent to receive text and SMS messages about the Company’s products, services, and/or other programs on your cell phone or other mobile device(s) at the number(s) you provide.  Ethos may send these messages by automated means.  The Company will send messages only to the phone number you provide to opt into Ethos’s message program.  The Company will provide details on how many messages you should expect to receive through the Terms & Conditions.  In some instances, you may have the opportunity to reply to a message which may result in additional messages.  Your consent to enrollment in the Service is not a condition to any purchase of goods or services.  For more information about the Service, you may email Support.

Message and data rates may apply.  Ethos does not charge a fee for the Service and assumes no responsibility for charges by your carrier that you may incur when you sign up to receive messages from Ethos.  Wireless carriers are not liable for delayed and/or undelivered messages.  You may opt out of the Service by texting STOP to the short code.  You will receive a confirmation message that confirms you will no longer receive text messages from Ethos unless you opt back into the program.

Ethos may collect information about you in connection with the Service as set forth in Ethos’s Privacy Policy.  This information may include but is not limited to your mobile phone number(s); your carrier’s name(s); the date, time and content of the messages; and other information that you may provide to Ethos in connection with the Service.

You agree to indemnify, defend and hold Company and its officers, directors, employees, agents, licensors and service providers (collectively, the “Indemnified Parties”) harmless from and against all claims, liabilities, losses, damages, judgments, awards, costs and expenses (including reasonable attorneys’ fees) arising out of or relating to your use of the Service.

ETHOS PROVIDES THE SERVICE TO YOU ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT WARRANTIES OF ANY KIND. COMPANY DISCLAIMS ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY OR OTHERWISE, INCLUDING, BUT NOT LIMITED TO, ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.  COMPANY MAKES NO REPRESENTATION OR WARRANTY WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY OR AVAILABILITY OF THE SERVICE.  WITHOUT LIMITING THE FOREGOING, YOU AGREE THAT COMPANY WILL NOT BE LIABLE FOR ANY DELAYS IN THE RECEIPT OF ANY MESSAGES AS DELIVERY IS SUBJECT TO THE EFFECTIVE TRANSMISSION FROM YOUR CARRIER AND/OR NETWORK OPERATOR.  THE PRECEDING DISCLAIMERS/EXCLUSIONS MAY NOT APPLY IN JURISDICTIONS THAT DO NOT ALLOW THE EXCLUSION OF CERTAIN IMPLIED WARRANTIES.

IN NO EVENT WILL THE INDEMNIFIED PARTIES BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY OR PUNITIVE DAMAGES OF ANY KIND ARISING OUT OF OR IN RELATION TO YOUR USE OR INABILITY TO USE THE SERVICE OR ANY MESSAGE CONTENT WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT OR OTHERWISE, EVEN IF FORESEEABLE.  YOUR USE OF THE SERVICE IS AT YOUR SOLE RISK.  BECAUSE SOME JURISDICTIONS MAY NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGE CATEGORIES, THE PRECEDING LIMITATIONS MAY NOT APPLY TO YOU.  IN SUCH JURISDICTIONS, THE INDEMNIFIED PARTIES’ LIABILITY IS LIMITED TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW.

These Terms & Conditions as well as all disputes and claims (including non-contractual disputes and claims) arising out of or related to the Service or the Terms & Conditions shall be governed by and construed in accordance with the laws of the state of Texas, without giving effect to any choice or conflict of law provision or rule.  Any legal suit, action or proceeding arising out of or related to the Service or the Terms & Conditions shall be instituted exclusively in the federal or state courts located in Travis County, Texas. You agree to waive all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.

If an adjudicatory body having competent jurisdiction determines that any provision of these Terms & Conditions is invalid or unenforceable, then the remainder of the Terms & Conditions will not be affected.

If you have any questions about the Service or the Terms & Conditions, contact Ethos at support@getethos.com with the subject line “Message & Reminder Terms & Conditions.”

These Terms and Conditions constitute the sole and entire agreement between you and the Company with respect to the Service and supersedes all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, with respect to the Service.