With Ethos, you can apply for term life insurance online in just about 10 minutes without talking to an agent (unless you want to—then we’re happy to help). We offer flexible coverage options you can personalize to fit your budget and coverage needs. And most people don’t even need a medical exam.
Every policy we offer includes level premiums, meaning your rate will never increase during your term. It’s kind of like a monthly subscription that promises your family financial protection in case something happens to you. And you can’t put a price tag on that kind of peace of mind.
Owning life insurance can help your family cover the big things—like the costs of a mortgage, debt, and it can also replace your income. If you have children or plan on starting a family, life insurance can also help protect any future plans (like college) and help make sure your family can reach its ultimate goals.
With Ethos, $1 million in coverage starts as low as $1 a day.
We’ve teamed up with some of the industry’s top life insurance carriers like Legal & General America (LGA), AAA Life, and CUNA/ TruStage. Together, they’ve insured millions of Americans and have earned superior financial strength ratings across the board. Our advanced data technology matches customers with affordable, personalized life insurance, and we leave the actual insuring to the industry giants that have paid out billions of dollars in claims.