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Please note that all prices quoted are subject to change, including due to underwriting.
Peace of mind is more affordable than you think.
Get $1 million in term life insurance coverage for as low as $30 a month.
Quotes for a 32-year old female non-smoker in good health with a 10-year term (as of 6/4/20).
Life insurance 101
Learn all you need to know about life insurance and how to choose the best policy for your family.
Coverage Calculator
How much life insurance is right for you? Use our free calculator to help you figure out what you need.
Apply now
Our fast, straightforward application is 100% online and can be completed in minutes.
Life insurance protects their future.
If you were to pass away, your loved ones don't just lose you, they also lose the financial support you provide. A term life insurance policy can help your family maintain the lifestyle they've grown to love and provide long-lasting financial security. Your family can use the payout to help cover everyday living expenses and just about anything else they need, such as:
- Funeral costs
- Mortgage or housing costs
- Medical expenses
- Retirement income
- Your student loans or children's college tuition
- Debts
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Insure your life. In 3 simple steps.
Ethos makes it easy to apply for a plan that protects the people you care about most.
See your options
Before you apply, get an instant, personalized quote with multiple coverage plans to choose from.
Apply in minutes
After you choose your plan, complete our online application. It’s simple, straightforward, and it only takes about 10 minutes.
Get your covered
Our underwriters will review your application and present your options. It’s that simple.
The Ethos difference:
Fast and easy process
We offer flexible policy options to fit your life, and our simple online application takes just a few minutes, not weeks. So you can get back to what’s important.
Honest advice, non-pushy agents
You don’t need to talk to an agent – unless you want to. Our agents are experts in finding you the coverage that best suits your family’s needs.
Trusted by thousands
We have an ‘Excellent’ rating from Trustpilot with 4.6 stars and an A+ rating from the Better Business with zero customer complaints. That’s why thousands of Americans choose Ethos.
Industry-leading partners
We work with Legal & General America, RGAX, Assurity Life Insurance Company, and Munich Re to offer you the best life insurance plan.
Why thousands of Americans choose Ethos
via Trustpilot
It was the easiest transaction ever
It was the easiest transaction ever! I loved getting this insurance policy! I still work full time and I saved a lot of time! Excellent!!
Wendell M.
via Trustpilot
Great experience from start to finish
Great experience from start to finish. Would totally recommend this process to anyone. Thanks for helping
Richard P.
via Trustpilot
I loved working with Ethos
I loved working with Ethos. They are professional, timely, honest, and quick to respond to my questions and concerns. I was really pleased with the service I received through working with them. Thanks for helping me get insured, Ethos!
M. F. Cook
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