Give your loved ones a little extra help during a difficult time. A guaranteed lifetime insurance policy like this is designed to help your loved ones with final expenses such as medical bills, funeral costs, estate taxes, credit card debt or unpaid debt. When you pass, your family can expect to receive a cash benefit to use towards your final expenses. Note that this policy comes with a graded death benefit. If you suffer a non-accidental death within the first two years of coverage, your beneficiaries will get 100% of the level monthly premiums you paid, plus 30%. After two years, the total amount of your coverage is paid for death due to any cause.
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