Explore your options
Adjust the coverage amount and term length to find a plan you like. Then apply online (with no obligations) and get your real rate.
The estimated monthly rate for this policy is:
Please note that all prices quoted are subject to change, including due to underwriting.
Get covered in 3 steps
Because protecting your family should be this simple.
See your options
Get an instant, personalized quote and customize your coverage amount to fit your needs.
Apply in minutes
After you choose your coverage, complete our online application. It’s simple, straightforward and can be completed in minutes.
Our underwriters will review your application and if you’re approved, we’ll work with you to make sure you get the coverage you need.
Why thousands of families choose Ethos
Ethos makes life insurance accessible and straightforward for everyone.
Fast, easy, free application
Our online application can be completed in minutes—without confusing paperwork or phone calls with agents.
Affordable, personalized coverage
We offer a wide variety of coverage options to fit your budget and give you the coverage you need.
Honest advice, non-pushy agents
You don’t need to talk to an agent – unless you want to. Our agents are experts in finding you the coverage that best suits your family’s needs.
Life Insurance Rates by Age
*Estimates based on a $1 million, 10-year policy for a healthy, non-smoking female.
We’re here for life
With industry-leading partners and investors, Ethos is built to last.
We partner with industry leaders like Legal & General America, AAA Life Insurance Company, RGAX, Assurity Life Insurance Company, and Munich Re to provide you affordable coverage.
Our investors include Google Ventures, Sequoia, Jay-Z, Will Smith, Goldman Sachs, and other top venture capital firms. They’ve put their money on us so we can focus on you.
Don’t just take it from us. We have an ‘Excellent’ rating from Trustpilot with 4.8 stars and an A+ rating from the Better Business with zero customer complaints.