Protect the people you love in minutes.

Simple, affordable term life insurance starts here.
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The Ethos difference
Ethos is an easy, convenient way to get life insurance with honesty and transparency the whole way.
Simple from start to finish

Life insurance is important to protect your family—but getting it shouldn’t take over your life. With Ethos, you can apply online in just about 10 minutes without talking to an agent (unless you want to). And most people don’t even need a medical exam.

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Life insurance that actually fits your life.

With term life policies that are personalized to fit your specific coverage needs, you can protect the people you care about with affordable coverage that fits your budget. And if you want advice, our licensed experts are always ready to help.

New to term life insurance?

family
Coverage you can trust

Every policy we offer is insured by Legal & General America, which has issued over a million policies in the U.S. for over 70 years. LGA currently has over $734 billion coverage in force, with superior financial strength ratings across the board.

value props
Plus, it's more affordable than you think.

With Ethos, $1 million in coverage starts as low as $1 a day.

price chart
Quotes for a 32-year old female non-smoker in good health with a 10-year term (as of 6/4/20).
Get a quote
See a range of personalized price estimates in seconds.
Gender
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Explore your coverage options
Adjust the coverage amount and term length to find a plan you like. Then apply online (with no obligations) and get your real rate.
The estimated monthly rate for this policy is:
From
To
Coverage amount
$500,000
 
 
 
 
Term length
30 years
 
 
 
 
Please note that all prices quoted are subject to change, including due to underwriting.
See what our customers are saying
via Trustpilot
It was the easiest transaction ever
It was the easiest transaction ever! I loved getting this insurance policy! I still work full time and I saved a lot of time! Excellent!!
Wendell M.
via Trustpilot
Quick, Honest, Stress Free
Quick, honest, and zero stress. Compared to traditional agents, a no-brainer. As advertised!
Josh
via Trustpilot
I loved working with Ethos
I loved working with Ethos. They are professional, timely, honest, and quick to respond to my questions and concerns. I was really pleased with the service I received through working with them. Thanks for helping me get insured, Ethos!
M. F. Cook
via Trustpilot
It was the easiest transaction ever
It was the easiest transaction ever! I loved getting this insurance policy! I still work full time and I saved a lot of time! Excellent!!
Wendell M.
via Trustpilot
Quick, Honest, Stress Free
Quick, honest, and zero stress. Compared to traditional agents, a no-brainer. As advertised!
Josh
via Trustpilot
I loved working with Ethos
I loved working with Ethos. They are professional, timely, honest, and quick to respond to my questions and concerns. I was really pleased with the service I received through working with them. Thanks for helping me get insured, Ethos!
M. F. Cook
via Trustpilot
Great experience from start to finish
Great experience from start to finish. Would totally recommend this process to anyone. Thanks for helping
Richard P.
So, what are you waiting for?
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