Our founders were inspired to launch Ethos Life by a negative experience Lingke had in college. He was upsold an expensive whole life policy by an aggressive salesperson that misled him into believing it was right for him. The application process was long and confusing, and in the end, he realized that the policy didn’t meet his needs. The high cost prevented him from being able to afford the policy long-term, and he lost thousands of dollars as a result. Realizing he probably wasn’t alone in his experience, Lingke and Peter set out on a mission to make life insurance easier.
After studying the industry, they learned about the benefits of term life insurance, which is both cost-effective and flexible. However, in spite of these merits, applying for a policy was still slow and complicated. Between this and a general lack of knowledge around life insurance, many Americans go unprotected, especially the ones that would benefit the most from coverage. So, together they built a platform to streamline the process and decrease the application processing time from weeks to minutes without pushy salespeople or hidden fees.
It’s easier than ever to protect the financial security and lifestyle of the people that matter to you most. An Ethos Life policy can cover more than you think.
Our team is on a mission to empower you and help find the right policy to protect your loved ones. Get started by answering a few simple questions, and you’ll receive a personalized quote in just seconds.