The coverage options that you applied with are not locked in. You can change your coverage amount or term length up until the policy is active. Upon approval, you can go over various coverage options with an agent to choose a policy that best fits you and your loved ones.
Get started by selecting any “Check My Price” button on our website and answering five quick questions. Based on those answers, we’ll give you a range of policy options to choose from and an estimate of your rate. Select the policy term and amount that’s right for you.
We’ll guide you through our online application, which takes just minutes for most people to complete.
Some applicants are approved instantly. Otherwise, our underwriting process usually only takes about 7-10 business days to complete.