Instant
life insurance

$2M in coverage starts at $2/day

1,740 families approved today

No medical exams or blood tests

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Google Review Stars
4.7/5
827 reviews
Excellent prices for insurance policies...especially considering NO EXAM!
Jim Harris
February 2022
TrustPilot Review Stars
4.8/5
1,033 reviews
It took about 5 minutes and I was insured instantly for 1.2 million.
Shirley Walker
February 2023
Google Review Stars
4.7/5
827 reviews
Loved how easy it was to compare and customize the policy coverage amount.
Mike Chapman
February 2022
TrustPilot Review Stars
4.8/5
1,033 reviews
Love the bonus complimentary estate planning aids.
K.L.
January 2023
Google Review Stars
4.7/5
827 reviews
Ethos has brought me so much relief knowing my family will be taken care of.
Georgia Oonkeo
March 2022

The #1 no-medical-exam, instant life insurance provider

Fast Guided Application icon

Get covered
in 5 minutes

Affordable Coverage icon

Up to $2 million
in coverage

Estate Planning App icon

Free will & trust
worth $898

HOW IT WORKS:
We calculate your rate in real time, so you can get covered in 5 minutes.
1/3: Tell us about you
2/3: Get your recommendations
3/3: Start your coverage today
1,740
approved today
$65
billion+
coverage provided
Do you have a will?
Ethos has you covered. Eligible policies include a free will & more worth $898.
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Life insurance made easy
See how Ethos is changing the way people buy life insurance.
 
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Traditional life insurance
Traditional life insurance
Instant underwriting
Instant underwriting
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No medical exams
No medical exams
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Same-day coverage
Same-day coverage
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Free legal will
Free legal will
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Trusted carriers
Trusted carriers
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Frequently asked questions

What does life insurance cover?
But I have insurance through my employer, isn’t that enough?
Who is eligible to apply?
How much life insurance do I need?
Does Ethos offer a money-back guarantee?
What makes Ethos different?
Can I speak with a real person?
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Lock in your best price today

Over 40 years old? Your life insurance price will increase 10% every 6 months you wait to start coverage. With Ethos, getting covered only takes 5 minutes.