Compare 15 Year Term Life Insurance Plans

With Ethos, you can apply for a term length that gives you the coverage you need, with terms ranging from 10 to 30 years.
family at the park
How much a 15-year term can cost

Example monthly premiums for a healthy 40-year-old male and female. Ranging for $100K to $1.5M in coverage, Ethos can provide as much life insurance coverage as you need at an affordable rate. 15-year life insurance premiums can cost as little as $32 a month for $500,000 in coverage depending on health, age, and several other factors.

price chart
Life insurance protects the ones you love most

Your life insurance policy secures your family’s financial future and can help cover living expenses, debt, mortgage payments, education, and more. Enjoy the piece of mind that your family's long-term stability can be secured with the protection of a death benefit from Ethos.

mother and daughter on the beach
Who can benefit from a 15-year term?
A 15-year term life policy can be a great option because it’s an affordable way to protect your family for 15 years. When it comes to choosing your term length, a 15-year term might be perfect for you if:
kids icon
You have younger children
If you have children in elementary or middle school, a 15-year term life insurance policy can provide coverage through their college years and last until they are no longer dependents.
home icon
You’re paying off a mortgage
If you plan on paying off your home mortgage within the next 15 years, this term might be perfect for you. Should the unexpected happen, your plan can help cover the rest of your mortgage and shield your family from steep costs.
tree icon
You’re close to retirement
If you’re planning on retiring within the next 15 years, this term can give you extra peace of mind while you’re still working or in the final stretch of becoming financially independent.
Why thousands of Americans choose Ethos
Ethos makes it easy to apply for life insurance that’s tailored to your budget and coverage needs.
speed icon
Fast, easy, free application
Our straightforward online application can be completed in minutes—without confusing paperwork or phone calls with sales agents.
affordable icon
Affordable, personalized coverage
We offer a wide variety of coverage options to fit your budget and give you the coverage you actually need.
pushy icon
No pushy agents or hidden fees
Our team of agents is salaried, so you don’t have to worry about being upsold on an expensive policy you don’t need.
cancel icon
Cancel easily
If you change your mind within the first 30 days of activating your coverage, we’ll refund your payment in full. And with Ethos, you can cancel your policy anytime with no extra fees.
Estimate calculator
Gender
Do you use nicotine products?
How is your health?
Get started with an instant, personalized, free quote
See estimated prices for a 15-year term policy.
We use cookies to improve your experience on our site and collect data and personal information, all as described more fully in our privacy policy. By using our website, you agree to our use of cookies and our privacy policy.
© 2020 Ethos Technologies Inc. All rights reserved. Ethos Technologies Inc. operates in California and New York as Ethos Life Insurance Services (CA license #0L28949 and NY license # LA-1554173) and in Arkansas under license #100164629. Ethos policies are issued by Banner Life Insurance Company, a Legal & General America company, as carrier. Banner Life products are distributed in 49 states and in DC. Banner Life products are not available in New York.