Instant life insurance coverage
Instant life insurance coverage
Instant life insurance coverage
No medical exams, no blood tests – apply online to get covered today.
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Estimated monthly rateYour estimated monthly cost, or “premium,” is the estimated total amount you will pay per month to keep a policy active. To see your real premium, apply online in just a few minutes.
Your estimated monthly cost, or “premium,” is the estimated total amount you will pay per month to keep a policy active. To see your real premium, apply online in just a few minutes.
From
To
Please note that all prices quoted are subject to change, including due to underwriting.
We recommend
in coverage over years
to per month.
in coverage over years
.
Your estimated rate isTerm life insurance policies last for a specific amount of time (your term) and the death benefit is only payable to beneficiaries upon the death of the insured person during the term.
Because a term life policy costs less than a whole life policy, and because many policyholders' financial obligations are limited in time (for example, raising children), a term life policy makes the most sense for many people.
Because a term life policy costs less than a whole life policy, and because many policyholders' financial obligations are limited in time (for example, raising children), a term life policy makes the most sense for many people.
to per month.
Income replacement
We recommend you multiply your yearly salary by 10-12x.
$0
Total Debt
This amount should include the balance of your mortgage along with any car loans and outstanding consumer debt you have.
$0
College Tuition
The average cost of an in-state public university is around $25k per year. You'll want to take that number and multiply it by four and then by the number of children you have.
$0
Burial Cost
The average cost for a standard funeral falls between $7k and $10k.
$0
Please note that all prices quoted are subject to change, including due to underwriting.
Why Ethos?
No medical exams
Our 100% online process means all you have to do is answer a few health questions instead of setting up medical exams and blood tests. What traditionally took weeks can now be done in minutes, giving you more time to focus on what matters – the reason you bought life insurance in the first place
Same-day coverage
Because of our expedited process, most customers enjoy same-day coverage. That means you can go from applying to protecting your family in a matter of minutes. That’s how easy life insurance with Ethos is.
Affordable policies
You can tailor your policy to fit your budgets and your needs because we believe that life insurance isn’t a one-size-fits-all solution for your family. Get the policy that’s best for your family today.
Honest advice, non-pushy agents
You don’t need to talk to an agent – unless you want to. Our agents are experts in finding you the coverage that best suits your family’s needs.
How Ethos works
Here at Ethos, we take pride in providing a faster, better, and easier life insurance experience for you and your loved ones. Our mission is to protect the next million families and we intend to do just that with an honest and transparent process. Take a look at how it works.
Top-rated by customers
"Excellent” rating from Trustpilot
Ethos has an ‘Excellent’ rating from Trustpilot with 4.7/5 stars from customer reviews.
A+ rating from Better Business Bureau
Ethos is rated A+ by the Better Business Bureau (BBB) with zero customer complaints.
4.7/5 stars on Google
Ethos also earned a stellar rating of 4.7 out of 5 stars on Google based on average customer reviews.
Backed by giants
Ethos works with top-rated life insurance companies like Legal & General America, Ameritas Life Insurance Corp., and TruStage®. Ethos has streamlined the application process with predictive modeling and proprietary technology to make it easier for customers, and we leave the actual insuring to the industry giants that have paid out billions of dollars in claims.
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