Instant life insurance coverage

No medical exams, no blood tests – apply online to get covered today.

Estimated monthly rate

From

Coverage amount

$100,000

Term length

10 years

Please note that all prices quoted are subject to change, including due to underwriting.

Why Ethos?

No medical exams

Our 100% online process means all you have to do is answer a few health questions instead of setting up medical exams and blood tests. What traditionally took weeks can now be done in minutes, giving you more time to focus on what matters – the reason you bought life insurance in the first place

Same-day coverage

Because of our expedited process, most customers enjoy same-day coverage. That means you can go from applying to protecting your family in a matter of minutes. That’s how easy life insurance with Ethos is.

Affordable policies

You can tailor your policy to fit your budgets and your needs because we believe that life insurance isn’t a one-size-fits-all solution for your family. Get the policy that’s best for your family today.

Honest advice. No up-selling.

You don’t need to talk to an agent – unless you want to. Ours are non-commissioned, meaning their motivation is to help you find the right coverage for your needs, not sell you more.

How Ethos works

Here at Ethos, we take pride in providing a faster, better, and easier life insurance experience for you and your loved ones. Our mission is to protect the next million families and we intend to do just that with an honest and transparent process. Take a look at how it works.

Top-rated by customers

"Excellent” rating from Trustpilot

Ethos has an ‘Excellent’ rating from Trustpilot with 4.8/5 stars from customer reviews.

A+ rating from Better Business Bureau

Ethos is rated A+ by the Better Business Bureau (BBB) with zero customer complaints.

4.7/5 stars on Google

Ethos also earned a stellar rating of 4.7 out of 5 stars on Google based on average customer reviews.

Backed by giants

Ethos works with top-rated life insurance companies like Legal & General America, Ameritas Life Insurance Corp., and TruStage®. Ethos has streamlined the application process with predictive modeling and proprietary technology to make it easier for customers, and we leave the actual insuring to the industry giants that have paid out billions of dollars in claims.