Unlike the traditional paper process that can take weeks, our application is online and can be completed in minutes.
How does the term life insurance application process work?
Getting a term life insurance policy varies slightly depending on the company you work with, but it typically involves the following steps:
Submit your application.
You’ll submit an application for the coverage amount and term length of your choosing. A life insurance application typically involves sharing information about your lifestyle, medical history, and financial situation.
Underwriters review your application.
Underwriting basically assesses how “risky” you are to insure (which depends on the information in your application).
You get your decision.
If you’re approved and you accept your policy, your coverage begins once your first premium payment is made.
Ready to get started?
See price estimates for different coverage amounts and term lengths.