With Ethos, people always come before profit.
What used to take weeks can now be done in minutes. Our online application makes it easy to apply—without mounds of confusing paperwork.
We offer a wide range of policy options for your budget. With Ethos, you can customize your term amount and length so you get the coverage you actually need. And you can renew your policy until you reach the age of 95.
If you’re not happy with your policy in the first 30 days, we’ll refund your payment in full.
Our team of agents is salaried, so you don’t have to worry about being upsold on an expensive policy by a commissioned salesperson.
Since we offer level term policies, your rate is locked in for the entire duration of your term. It doesn’t become more expensive as you age or if your health changes.
You can adjust or cancel your policy anytime, at no cost to you.
To make sure your policy stands the test of time, we partner with some of the largest and respected insurance companies in the world, including Legal & General America, RGAX, Assurity Life Insurance Company, and Munich Re.
Ethos life insurance is rated "Excellent" with 4.6 stars on Trustpilot, and we've been rated A+ by the Better Business Bureau with zero customer complaints.