Life insurance, the human way.

We built Ethos to make it faster and easier to get term life insurance. Our approach blends industry expertise, technology, and the human touch to find you the right policy to protect your loved ones.

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The Ethos difference.
Here's how we differ from traditional insurance companies.
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Quick application
Unlike the traditional paper process that can take weeks, our application is online and can be completed in minutes.
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Affordable policies
Ethos only offers term life insurance policies. That way, we can provide the best coverage for your budget.
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People before profit
Our licensed team doesn't earn commissions. They are only committed to helping you find the perfect policy for your needs.
Ethos Media
Apply in 3 easy steps
It's a simple way to protect the people you care for most.
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Choose your coverage
Select a plan that works best for your family to get started.
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Answer a few questions
Tell us a little bit about yourself in our straightforward online application.
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Get your decision
After our underwriters review your application, we’ll present your options.
Want to learn more?
We know life insurance can seem confusing, but untangling the jargon doesn't have to be. Find out everything you want to know right here.
You're in good company
via Trustpilot
It was the easiest transaction ever
It was the easiest transaction ever! I loved getting this insurance policy! I still work full time and I saved a lot of time! Excellent!!
Wendell Malphrus
via Trustpilot
Great experience from start to finish
Great experience from start to finish. Would totally recommend this process to anyone. Thanks for helping
Richard Pula
via Trustpilot
I loved working with Ethos
I loved working with Ethos. They are professional, timely, honest, and quick to respond to my questions and concerns. I was really pleased with the service I received through working with them. Thanks for helping me get insured, Ethos!
M. F. Cook
via Trustpilot
It was the easiest transaction ever
It was the easiest transaction ever! I loved getting this insurance policy! I still work full time and I saved a lot of time! Excellent!!
Wendell Malphrus
via Trustpilot
Great experience from start to finish
Great experience from start to finish. Would totally recommend this process to anyone. Thanks for helping
Richard Pula
via Trustpilot
I loved working with Ethos
I loved working with Ethos. They are professional, timely, honest, and quick to respond to my questions and concerns. I was really pleased with the service I received through working with them. Thanks for helping me get insured, Ethos!
M. F. Cook
via Trustpilot
Quick, Honest, Stress Free
Quick, honest, and zero stress. Compared to traditional agents, a no-brainer. As advertised!
Josh
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