Exclusive benefits now available to support a happier, healthier you.
Ethos cares about the well-being of our customers and now offers most policyowners access to a variety of health and lifestyle benefits.*
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How it works
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Apply online
Answer a few simple health and lifestyle questions 100% online. No medical exams or doctor visits and most customers get instantly approved.
Get coverage today
Once approved, you can elect to begin coverage as soon as today! Simply select your coverage and term, then activate your policy.
Activate perks
Ethos now offers exclusive perks to most policyowners! Enjoy the choice of a benefit from various lifestyle and wellbeing products to help you live a happy and protected life. Upon completion of the free look period (first 30 days), you'll receive access to your choice of benefit.*
Choose from the following perks:

Aaptiv lets you workout when you want, where you want, the way you want. Get unlimited access to audio-based fitness classes led by certified personal trainers.

Normal value: $180 per year

You pay: $0 for 12 months

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Through science-backed meditation and mindfulness tools, Headspace helps you create life-changing habits to support your mental health and find a healthier, happier you.

Value: $70 per year

You Pay: $0 for 12 months

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SHRED lets you experience the fun of working out with your friends from the comfort of your home (or at the gym) and join the millions of people around the world that wake up excited to get fit.

Value: $100 per year

You pay: $0 for 12 months

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Additional questions? Contact us.
Who is eligible for perks?
Most Ethos products will have access to perks. Perks are not available in Florida, California, Washington, South Dakota, North Dakota and Delaware.
How do I use my perk?
You'll receive an email with login information for your chosen perk after your policy has been active for 30 days.
What happens if my policy lapses?
If your policy lapses you will lose access to perks while your policy is closed.
How much does it cost?
These services are made available at no cost to you with the Perks Benefits included with your policy documents.
Want to learn more?
We know life insurance can seem confusing, but untangling the jargon doesn't have to be. Find out everything you want to know right here with our life insurance 101 guide.
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