Why do you require so much information?

We ask for sensitive information during the application process because we underwrite our term policies in real-time. We ask all of the necessary questions up front so that we can expedite the process as much as possible. We ask for your Social Security number, Driver's License, and credit card to help verify your identity and prevent fraud. This is a standard requirement of the underwriting process regardless of where you shop for life insurance.

We ask for your income to help determine the amount of coverage you are eligible for. This also helps us find the right coverage for you once you are approved.