Who is eligible for policy?


Anyone between the ages of 20 and 65 can apply for coverage with Ethos. However, those who apply before age 65 can be insured until age 94. If you are over 65 and looking for coverage we recommend checking out Policygenius.


Ethos is licensed and operates in all 48 U.S. states and the District of Columbia, excluding the state of New York and Florida.