Yes, every policy offered by Ethos includes the following:
- Accelerated Death Benefit: This rider provides the insured with the ability to access a portion of the policy proceeds while still living in the event the insured has been diagnosed with a terminal illness. The amount received by the insured can be used to assist with medical bills or any other purpose, as determined by the insured. At the time of the insured’s death, the policy proceeds will be reduced as a result of the death benefit acceleration. Refer to the rider for details.